Residential & Medical Mortgage Loan Officer
Your Home.Your Future.Let's Get There.
Competitive rates and expert guidance for residential homebuyers and medical professionals — tailored lending from a loan officer who specializes in both.
No obligation. No pressure. Just answers.
Your Loan Officer
Mark McHill
Residential & Medical Mortgage Loan Officer
I'm a Residential & Medical Mortgage Loan Officer with deep expertise across homebuyer programs and physician lending — helping clients across 17 states secure competitive rates and the right loan for their situation.
My approach is straightforward: understand your goals, find the right program, and guide you through the process with clarity at every step. No surprises, no runaround — just expert lending done right.
Loan Programs
A loan for every path to ownership.
From first-time buyers to high-net-worth borrowers and physicians — I have the right program for your situation.
Conventional Loans
Flexible terms and competitive rates for borrowers with solid credit. The most widely used loan type for primary residences, second homes, and investment properties.
0% Down First-Time Buyer
Qualified first-time homebuyers can purchase with zero down payment through conventional programs — no FHA required. Get into your home sooner without depleting your savings.
Jumbo Loans
Financing above conforming loan limits for high-value properties. Competitive rates and flexible underwriting for borrowers with strong financials who need larger loan amounts.
Construction Loans
Build your dream home from the ground up. I guide you through single-close construction-to-permanent financing so you only go through the process once.
Bridge Loans
Buy your next home before selling your current one. Bridge financing gives you the flexibility to move on your timeline without the pressure of a contingent offer.
FHA & VA Loans
Government-backed programs with lower down payment requirements and flexible qualifying criteria. VA loans offer exclusive benefits for eligible veterans and active-duty service members.
Doctor Loans
Designed for physicians, residents, and fellows. No PMI, flexible debt-to-income ratios, and financing that recognizes your earning potential — not just your current income.
Why Work With Mark
Personalized Guidance
Every borrower's situation is different. I take the time to understand your goals and build a loan strategy around your life — not a template.
Fast Pre-Approvals
Time matters in today's market. I move quickly so you can make offers with confidence, backed by a pre-approval that sellers respect.
Local Expertise
With deep roots in the community and direct access to a dedicated lending team, I deliver decisions faster and with fewer surprises.
"I can highly recommend Mark to anyone shopping for a real estate or construction loan. We spoke with loan officers from all of the top banks, as well as private lenders, and Mark was hands down the best. He was the most knowledgeable, provided the most insight and guidance, and had the best rates."
Rob
Mount Pleasant, SC · Jumbo Loan
"I've had the pleasure of working with Mark on two separate home purchases and I can't recommend him highly enough. Mark is incredibly responsive and consistently quick to provide multiple cost estimates, which is invaluable when navigating the complexities of a home purchase."
Kyle
Scranton, PA · Repeat Client · 2 Purchases
"I had an excellent experience working with Mark. He was incredibly approachable and always available whenever I had questions or needed guidance. Throughout the process, he stayed on top of every detail and worked tirelessly to ensure everything moved forward smoothly and on time."
Berna
Mount Pleasant, SC · Purchase
Ready to Begin
Ready to Apply?
Take the next step toward your home or your financial future. The application process starts with a single click.
Not ready to apply yet? A free consultation is the perfect first step — no paperwork, no commitment, just a conversation about your goals.
No obligation. No pressure. Just answers.